Dinghy Insurance

Assist Insurance Services Limited is one of the leading providers of Dinghy insurance offering competitive premiums and great value for money. Speak to one of our specialist advisors today by requesting a quote or a call back.

Dinghy Insurance

Assist Insurance Services Limited is one of the leading providers of Dinghy insurance offering competitive premiums and great value for money. Speak to one of our specialist advisors today by requesting a quote or a call back.

Dinghy Insurance Specialists

Assist Insurance Services are dinghy insurance specialists and have insurance policies designed to give you the most comprehensive cover available. With more than 19 years’ experience and over 50,000 leisure policyholders throughout the UK, you can be confident that your dinghy is completely covered, should the worst happen.

Our flexible policy options means you have a choice of 3 covers:

Craft & Liability Cover

This covers damage to the craft and includes public liability. This is the most popular cover and is suitable for most boaters.

Craft Cover Only

This covers damage to your craft only and is suitable for someone who is keeping their boat permanently ashore or refurbishing the boat ashore.

Third Party Liability Cover Only

This cover gives liability only cover and excludes any damage to the craft. This is suitable for very small crafts and for someone who needs the liability cover in order to launch their craft.

Why choose Assist Insurance Services Ltd for your Dinghy Insurance?

Assist Insurance Services Ltd are a UK-based, family run business and we have been insuring dinghy owners since 2005. We do not operate in a call centre which means every time you contact us you can speak to the same person, just ask for them. Over the last 19 years we have adapted our insurance policies so that they are perfectly suited to insure your dinghy. The cover included as standard is very comprehensive however there are also optional extras that can be added to suit your requirements. This gives you the flexibility to only pay for the cover you need. Our highly knowledgeable insurance consultants are not only friendly but informative too, so you can rest assured knowing your dinghy is completely covered.

The level of customer service we provide has been recognised on multiple occasions by the insurance industry. On the 3rd July, we were announced as winners of The Customer Experience Award at the 2024 British Insurance Awards. This award stands pride of place next to our 2024 Feefo Platinum Trusted Customer Service Award for consistently delivering outstanding customer service to our policyholders and our 2020 UK Broker of the Year Award. Our multi-award-winning customer service is a true reflection of our commitment to consistently provide the very best customer experience.

Here are just some of the benefits of our Dinghy Insurance

The dinghy insurance cover included as standard:

Up to £5million third party liability cover
Accidental and/or malicious damage
Cover for craft in transit up to 30 feet long
Marina benefits (for permanent mooring only)
No increased excess for under water damage claims
Extensive range of cruising areas
Up to 5 years No Claims Discount
Theft or attempted theft
Personal accident cover included up to £20,000
Salvage, towage and assistance charges
Siting costs in the event of stranding
Club discount

Additional cover options available with your dinghy:

Protected No Claims Discount
£1million water ski liability
Credit card and cash up to £250
Watch and jewellery up to £1.500 and over £1,500 safe restrictions
Legal expenses cover up to £100,000
Personal possessions cover on board
Trailers and trollies cover
Flexible third-party liability cover
Water skiing and towing of toys.
Contents cover available
Portable craft equipment

Up to £5million liability cover

Recommend a Friend Discounts

Extensive range of cruising areas

Over 50,000 customers insured

Frequently asked questions about Dinghy Insurance

What am I covered for on the dingy insurance policy?

All our cover can be tailored to suit your needs, depending on the type of craft you have and what you will be using it for. As well as all your standard perils we also include accidental damage to protect you from bumps and scrapes and public liability

What cover levels do you offer on the dinghy insurance policy?

We have a range of cover levels available including Third party cover, craft damage only and comprehensive cover.

Do I need dinghy insurance?

Although boat insurance is not a legal requirement in the UK, evidence of third-party insurance is compulsory at most marinas, harbours and in recognised mooring / launching areas.

What cruising ranges do you cover?

We offer world wide cruising ranges dependent on your craft type and experience. Why not give us a call today and speak to one of our experts who can take you through your options.

Can my dinghy insurance policy be in joint names?

Yes, anyone who has a financial interest in the dinghy can be named on the policy.

Can I keep my dinghy in the water all year round?

This will depend on the size of your dinghy and the mooring location. Any craft under 4.5m will need to be kept ashore at all times when not in use.

I would like to pay for my dinghy insurance by card, is there a charge?

No, we don’t charge you extra to use your cards to pay for your dinghy insurance policy. We accept most major credit and debit cards and we don’t charge you extra to use either.

Are there any types of dinghies you don’t cover on your insurance policies?

Our expert underwriters are able to look at each policy on an individual basis. If you want to check what cover we can offer for you, give one of our experts a call today.

Do I need a survey to get insurance on my dinghy?

Our survey requirements vary dependent on boat type. If you would like to check if we would need a survey for your dinghy, speak to one of our advisors who would be happy to let you know.

Can I get cover for my boating equipment as well as my dinghy?

Our policies are tailor made to your requirements, therefore if you have any equipment you would like covered, this can be added onto your cover for you.

Do you offer any benefits if I belong to a club or association??

We offer discounts for selected clubs, classes and associations. To see if yours qualifies, give us a call on 01604 946 779.

Do you offer any benefits if I keep my craft in a marina?

Craft kept ashore or afloat at a permanent marina will get marina benefits atomically included within their policy cover.

I would like to pay by bank transfer (BACS), do you accept this payment method?

Yes. If you prefer to pay for your annual insurance premium via bank transfer (BACS) this can be done using the account details below.

Account: Assist Insurance Services Limited
Bank: Virgin Money
Account Number: 41179073
Sort Code: 05-06-33

Please ensure you provide your Policy Reference Number as part of the transfer.

Do you accept payment by cheque for my dinghy insurance policy?

Yes we do. Many of our clients still prefer to pay by cheque. Please simply complete your cheque for the correct amount, making it payable to Assist Insurance Services. Please write your Assist Insurance Services client reference number on the back of the cheque (which can be found on the documentation we sent to you) and post it to:

Assist Insurance Services Limited
Royal House
Queenswood
Newport Pagnell Road West
Northampton
NN4 7JJ

Product Information – Policy Wording – Terms of Business Agreement

A trusted Dinghy insurer with independently validated reviews through Feefo

Assist Insurance Services win Feefo Platinum Trusted Service Award 2024

On the 16th January 2024, Assist Insurance Services Ltd won the Feefo Platinum Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.

Latest News & Events

Buying Boat Insurance – How to Avoid Common Pitfalls

July 7, 2023

We would like to thank everyone who came to the Assist Insurance stand at The Crick Boat Show on the weekend.

Thank You For Visiting Us At The Crick Boat Show

June 2, 2023

We would like to thank everyone who came to the Assist Insurance stand at The Crick Boat Show on the weekend.

Visit Us At The Crick Boat Show

May 10, 2023

The Crick Boat Show is back and it looks like it is going to be a fun-filled weekend for the whole family and we are delighted to be taking part again this year.

2023 Platinum Trusted Service Award Winners

January 17, 2023

Today (17th January 2023), Assist Insurance Services Ltd were announced as winners of the 2023 Feefo Platinum Trusted Service Award.

Buying Boat Insurance – How to Avoid Common Pitfalls

July 7, 2023

We would like to thank everyone who came to the Assist Insurance stand at The Crick Boat Show on the weekend.

Thank You For Visiting Us At The Crick Boat Show

June 2, 2023

We would like to thank everyone who came to the Assist Insurance stand at The Crick Boat Show on the weekend.

Visit Us At The Crick Boat Show

May 10, 2023

The Crick Boat Show is back and it looks like it is going to be a fun-filled weekend for the whole family and we are delighted to be taking part again this year.

2023 Platinum Trusted Service Award Winners

January 17, 2023

Today (17th January 2023), Assist Insurance Services Ltd were announced as winners of the 2023 Feefo Platinum Trusted Service Award.

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Dinghy Insurance

Dinghy Insurance

Dinghy Insurance Specialists

Craft & Liability Cover

Craft Cover Only

Third Party Liability Cover Only

Why choose Assist Insurance Services Ltd for your Dinghy Insurance?

Here are just some of the benefits of our Dinghy Insurance

The dinghy insurance cover included as standard:

Additional cover options available with your dinghy:

Up to £5million liability cover

Recommend a Friend Discounts

Extensive range of cruising areas

Over 50,000 customers insured

Frequently asked questions about Dinghy Insurance

Product Information – Policy Wording – Terms of Business Agreement

Assist Insurance Services Ltd Terms of Business Agreement

Pleasure Craft – Insurance Policy Document Wording

Pleasure Craft – Insurance Product Information Document

A trusted Dinghy insurer with independently validated reviews through Feefo

Assist Insurance Services win Feefo Platinum Trusted Service Award 2024

Latest News & Events

Buying Boat Insurance – How to Avoid Common Pitfalls

Thank You For Visiting Us At The Crick Boat Show

Visit Us At The Crick Boat Show

2023 Platinum Trusted Service Award Winners

Buying Boat Insurance – How to Avoid Common Pitfalls

Thank You For Visiting Us At The Crick Boat Show

Visit Us At The Crick Boat Show

2023 Platinum Trusted Service Award Winners

Buying Boat Insurance – How to Avoid Common Pitfalls

Thank You For Visiting Us At The Crick Boat Show

Visit Us At The Crick Boat Show

2023 Platinum Trusted Service Award Winners

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