Hiring A Surveyor When Buying A Narrowboat
Hiring a surveyor when buying a narrowboat can can be both time consuming and very stressful, so it’s important to be well prepared.
Hiring a surveyor when buying a narrowboat can can be both time consuming and very stressful, so it’s important to be well prepared.
You may be thinking of buying a new or used narrowboat, or a wide-beam boat for cruising or exploring Britain’s beautiful rivers or canals. In most cases, boats are considered to be the second most expensive purchase you will ever make, so try not to rush the process.
In choosing insurance for your boat, the type of storage you opt for is important. Keeping your boat secure and safe can be done in many different locations. The more secure, of course, the better.
There are no specific narrowboat security measures that are a requirement of your narrowboat insurance policy but you must make precautionary measures, especially if it is left unoccupied for any period of time.
If the time has come to sell your boat, the key to getting a good price for it is preparation.
There is a lot of interest in buying narrowboats at the moment, which is no surprise as they offer a sense of freedom and exploration in a period of restricted activity. So where do you start when it comes to buying a narrowboat.
Although most of your preparation will have been done before the winter months, it’s important to keep on top of things to make sure you stay warm and safe in your narrowboat.
The start of a new year is often a time when we decide to put our long-held dreams into action. If you’ve always dreamed of owning a narrowboat, but didn’t know where to start, then here are a few general tips and things to think about.
You may want a narrowboat as a weekend retreat to get away from the stresses of modern life. You could use your narrowboat for family holidays, cruising around Britain’s canals, or even as a permanent residence, providing accommodation in a beautiful location at a fraction of the cost of a ‘bricks and mortar’ home. Whatever your plans, it’s a good idea to experience narrowboat cruising by renting a boat. You can try out different types of boat at different times of year, while exploring a wide range of locations, which will help you decide what’s best for you.
Where you’ll be using your narrowboat will have a crucial impact on the type of boat you buy. Our canals and rivers have evolved over 200 years, so the locks, bridges and tunnels vary in width, length and height. Smaller vessels will be easier to manoeuvre and some parts of the canal network will be completely inaccessible to larger boats (both in terms of length and width). For a detailed list of the accessibility of Britain’s canals according to the size of narrowboats and barges, see the Canal and Rivers Trust.
Of course, this will be influenced by how you intend to use your boat. A narrowboat can be used for cruising almost any waterway and consequently they are the most common types of boats seen on Britain’s canals and rivers. They are generally 6ft 10inches (2.1m) wide and can be up to 72 feet (22m) long. However, 30 – 40 feet (9.1 – 12.2m) is usually ample for leisure cruising and 50 feet (15.24m) provides good living space.
If you’re looking to cruise on canals in Yorkshire, then your boat should ideally be no more than 56 feet long (17m) as all the locks are shorter in this area.
Barges and wide beams can be up to 14ft 6inches wide (4.4m) providing quite spacious accommodation but you are likely to be restricted on where you can cruise in them. Visiting a boat show, such as the Crick Boat Show gives you the opportunity to look at lots of different sorts of boats and talk to boat owners, which will help you to decide which type of narrowboat, barge or wide beam you would like.
New narrowboats, barges and wide beams are generally bought directly from boatyards, with costs that vary considerably depending on the size and specification. However, staff at the boatyards will be able to give you ballpark figures. As with any significant purchase, check the financial stability of the supplier and compare purchase costs as well as details of the warranty provided.
It’s most likely that your narrowboat will be hand-built to your specification. This will take many weeks, or even months to complete, so make sure that all your requirements are fully understood and agreed in detail at the outset. Most importantly, make sure that the price and delivery date are clear and be prepared to visit the boat builder at intervals during the build. Many boat builders use a British Marine Federation Standard Contract, which releases the ownership of the boat in stages. It details when you pay out, and should you encounter any problems, it enables you to take ownership of any completed work.
Before you take ownership of your boat, you’ll need a good narrowboat insurance policy in place. Assist Insurance Services Ltd are specialists in narrowboat insurance and provide flexible policy options, tailored to your individual needs. Call the Assist Insurance customer service team on 01604 946 779 who will be able to guide you through the process to ensure that you have the right cover for your narrowboat or for more information, go to Narrowboat Insurance.
The information provided here are general tips on buying a new narrowboat and later this month we will provide you with some more general tips on buying a used narrowboat, if this is your preferred choice.
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If you live on a narrowboat, or you continue to use it throughout the winter, it’s a good idea to review your security practices at this time of year as daylight is in short supply. You may also find that new technology is available and/or more affordable to help you protect your narrowboat.
Some security measures are a requirement of your narrowboat insurance policy, while others will provide you with greater peace of mind. Although your insurance will help to cover the financial cost of a break-in, the emotional cost may be higher. Of course, it depends on how much you want to spend and how worried you are about security, but here is a general guide to narrowboat security.
These entry points are potentially the most vulnerable, so make sure that they are in a good state of repair and as secure as they can be.
There is plenty that you can do to improve your narrowboat security, so by reviewing your security measures on a regular basis, you can protect your narrowboat and give yourself some peace of mind.
For more boating and sailing tips and to keep up to date with related news, please follow us on Facebook, Twitter and LinkedIn.
Address: Royal House, Queenswood, Newport Pagnell Road West, Northampton NN4 7JJ
Phone: 01604 946 779
Email: info@assistinsurance.co.uk
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