FAQ’s about RIBs
Inflatable Boats – RIBs and SIBs – An Introduction. This blog looks at the differences between a RIB and a SIB, what they are used for and how to maintain them.
Onshore Boat Storage
In choosing insurance for your boat, the type of storage you opt for is important. Keeping your boat secure and safe can be done in many different locations. The more secure, of course, the better.
Buying A Boat
Buying a boat is a large investment, so if you are considering purchasing one, it’s good to be thoroughly prepared.
Selling A Boat
If the time has come to sell your boat, the key to getting a good price for it is preparation.
Preparing your Boat for the Winter
Preparing your boat for the winter will help protect it from the elements of cold weather, making sure it’s ready to get back in the water when you are.
Preparing your Boat for the Winter
If you’re not planning to use your boat over the winter months, then now’s the time to think about bringing it ashore and protecting it against whatever the elements have in store. Winter boat preparation is vitally important to reduce the need for expensive repairs in the spring. What you do depends on the type of boat of course, and it may be a familiar routine, but here is a reminder of some of the key points.
General
- Check the exterior of the boat by cleaning it, ensuring there is no cracking or any blisters. If you can do this a few weeks before you are due to leave your boat, it gives you some time to organise or carry out any necessary repairs.
- Check for small problems before they become big ones. Check things such as corrosion, broken seals, excessive wear and tear or loose connections.
- Cover your boat to protect it against the elements. If it has a cover, ensure that your boat cover is securely fastened and free of holes or gaps. If you can park your boat under a protective canopy or garage, this provides additional protection. If that’s not possible then try and store it in a location that would minimise wind exposure and bad weather, such as snow and debris.
- Make sure that your boat is securely tied down.
- Check your boat insurance policy for any conditions relating to winter storage, berthing or transit to make sure that you are properly insured.
- Refer to your boat owner’s manual for specific recommendations for your boat’s winter preparation.
Engine and fuel tank
- Remember to change the engine oil and the oil filter, which will help to keep the engine clear of corrosive elements.
- Check water coiling level and top it up if needed.
- Flush the engine with fresh water to remove salt, dirt and corrosion and then drain water from the engine.
- Top up the fuel tank to minimise fuel contamination.
Interior
- Remove any standing water and clean up any dirt or oil, making sure everything is dry.
- To prevent mould and mildew use dehumidifiers.
- Disconnect any water pumps and drain them of any water to avoid freezing pipes which may cause them to split and fracture.
Use these general tips to get you started, and please follow us on Facebook, Twitter and LinkedIn or have a look through our website for more tips.
The Joys of Boating
Our marine insurance policies cover all types of marine craft, from dinghies to jet skis, ribs, motorcruisers and yachts. They are sailed on rivers, lakes and seas all over the world. However in this blog post we focus on boating on the canals of Britain. We’ve found boaters to be committed enthusiasts who are happy to share their knowledge and love of boating. Whether you have a narrowboat, a widebeam or a livaboard, or you’re thinking about getting one, here are some of the reasons that our marine insurance customers choose to spend their time boating.
Flexibility of the boating lifestyle
You can choose between continuously cruising – moving about the canal system and stopping in one place for no more than 14 days (according to the terms of a boating licence) or living aboard – residing in one place, such as a permanent canal-side mooring or marina. Alternatively, you can combine the two – perhaps cruising in the spring and summer then staying at a single base during the colder months. It may depend on where you work – having a weekday base then cruising at weekends and holidays or moving to different places depending on your working requirements.
Being part of the boating community
Whether you stay in one place or move around, you soon feel part of the boating community. Many boaters are happy to share their experiences, knowledge and love of boating. The common lifestyle also engenders a feeling of respect for each other and each others’ property.
Being close to nature
The canals support a wealth of wildlife and you’re in amongst it while you’re on your boat. This means that sightings of kingfishers, herons or even otters are much more likely than they would be if you were just out for an afternoon walk. You experience beautiful sunrises and sunsets, and the changing of the seasons. Even in the winter, there’s the joy of a sunny day or the beauty of frost on the banks and trees. With a good heating system, double-glazing and insulation, narrowboats, widebeams and livaboards can be very cosy. Good ventilation is also important to reduce condensation.
Economical
The cost of canal boats varies enormously, but if you’re downsizing from a house, it’s possible to have a lot of cash left over. You can live in some beautiful locations at a fraction of the cost of renting a house or flat. You’ll need a boating licence and there are mooring or marina fees and fuel to pay for, but it can be a very economical way to live.
Enjoying simple pleasures
With less room for personal possessions and limited housework or maintenance to do, there’s more time to enjoy the simple pleasures in life – like good company, home-cooked food and watching the sun go down. There are also some lovely canal-side pubs to visit! However, you can still benefit from the convenience of modern technology when you want to stay in touch with the wider world.
For peace of mind and value for money, many boaters choose Assist Insurance to insure their boat. We’re specialists in the leisure sector and we take time to understand our customers, tailoring our policies to ensure that they meet your needs. Explore our website and discover why boaters insure with Assist Insurance.
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